מעניין האמת שבינתיים בדקתי את זה ישירות מול IB וזה מה שנאמר לי (אני מצרף את תעתיק השיחה)- תקציר: תשובה הפוכה
:
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Max R: Hello, this is 'Max R'. How may I help you?
oren6174: Hello
oren6174: I am interested in finding our whether my account is protected by the SIPC
oren6174: I own 3 ETFs which are Irishdomiciled
Max R: you do have an IBLLC US account so you are protected by SIPC
oren6174: 1. IWDA.
oren6174: 2. EIMI
oren6174: 3. WDSC
oren6174: I am protected EVEN IF the ETFs are Irishdomiciled?
Max R: yes you are
oren6174: Thank you. Is it possible to double check that, because a colleague of mine has informed me that since these ETFs are not
American and therefore not regulated by the SEC, the SIPC insurance does not apply to them
Max R: the important thing here is that you do have an IBLLCUS
account and the nature of the stock or ETF itself is not determining if your
account is protected or not.
oren6174: OK then.
oren6174: THank you
Max R: you're welcome.
Max R: IS there anything else I can help you with?
oren6174: Is it possible to receive a formal document from IB, saying that my account is indeed under protection of the SIPC (up to 500K USD),
even though I own Irishdomiciled
ETFs?
Max R: unfortunately not since we do not provide this kind of document for a position itself. You can refer to the following link for confirmation.
https://www.interactivebrokers.com/en/index.php?f=ibgStrength&p=acc
Max R: There it tells you: Customer securities accounts at Interactive Brokers LLC are protected by the Securities Investor Protection
Corporation ("SIPC") for a maximum coverage of $500,000 (with a cash sublimit of $250,000) and under Interactive Brokers LLC's excess
SIPC policy with certain underwriters at Lloyd's of London 1 for up to an additional $30 million (with a cash sublimit of $900,000) subject to an
aggregate limit of $150 million. Futures and options on futures are not covered. As with all securities firms, this coverage provides protection
against failure of a brokerdealer,
not against loss of market value of securities.
Max R: and since an ETF is a security it falls into this kind of protection
oren6174: I see
oren6174: When I addressed SIPC directly, however, they wrote to me as follows:
oren6174: "If your account is at Interactive Brokers Corp. or Interactive Brokers LLC which
are both SIPC members and
if the ETFs that you
reference are registered with the United States Securities and Exchange Commission under the Securities Exchange Act of 1933, then you are
eligible for SIPC protection with respect to those ETFs. If your account is at any other Interactive entity, or if the ETFs are not registered with
the Commission, then you are not eligible for such protection."
oren6174: So, the type of ETF does seem to matter
oren6174: At leas according to SIPC
Max R: Universal Accounts:
An IB Universal Account is two underlying accounts: an SECregulated
securities account and a CFTCregulated
commodity account. Customer authorizes transfers between the securities and commodity accounts to cover Margin
Requirements and other obligations, and acknowledges IB may liquidate positions to cover obligations in the other account. Customer
authorizes IB to provide combined confirmations/statements for both accounts.
Customer acknowledges that only assets in the securities account are covered by SIPC protection and excess coverage and
not
assets in the
commodity account. This is part of the IB Customer agreement and again since this is SEC regulated security account and the position is held
in this SEC regulated account, it is protected.
oren6174: OK, i see.
oren6174: Thank you very much for the detailed answers.
Max R: you're welcome.
Max R: bye
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